STRATEGI KPR BERMASALAH PADA BANK BTN SYARIAH KCPS PAREPARE

Abstract

The MBKM internship is a graduation requirement for students at Muhammadiyah University of ParePare before writing their thesis. The MBKM internship aims to provide extensive experience and knowledge about the world of work before entering the world of work, training in discipline, how to communicate well and how to solve problems in the real world of work. This research was carried out at Bank BTN Syariah KCPS ParePare. The research method used is using the active participation method, interview method, and literature method. The topic that will be studied in this article is What is Bank BTN Syariah's strategy for financing problematic mortgages? External factors that cause financing problems are caused by various things, including termination of employment (PHK), resigning or resigning from work, bankrupt businesses and others. Apart from that, internal factors include natural disasters such as floods, deliberately dishonest behavior or funds that are not used properly. The strategy used by banks in dealing with problematic mortgages is restructuring. Restructuring is a step taken by banks to handle customers who experience difficulties in providing financing